Payment-terms
If you are looking for secure and flexible financial solutions for your jewelry business,
this page covers our B2B payment methods, deposit structures, compliance protocols, and safety guarantees for OEM/ODM projects.
Tabla de contenido
Payment Methods & Accounts
1. What payment methods do you accept for B2B fashion jewelry orders?
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
We provide flexible payment solutions suitable for bulk fashion jewelry orders, sample orders, y OEM/ODM projects:
Note：
- Third-party payments are not accepted due to international trade compliance and AML requirements.
- All receiving account information is sent exclusively via official company email as a secured PDF attachment. We do not authorize the collection of payments through any other channels..
- For small orders, a handling fee of $15 – $50 may be added to the final balance to cover high intermediary bank charges.
2. Which account can clients choose for payment?
We maintain multiple bank accounts worldwide, allowing you to choose the most suitable option:
3. What is payment terms for first-time?
- Standard: 30% deposit + 70% balance before shipment
- High-value orders (USD 5,000+): We offer a 3-stage payment plan:30% deposit to start, 30% after mid-production inspection, and 40% balance before shipment.
- Sample orders: 100% prepayment for the sample fee and the mold fee.
Note：
- Third-party payments are not accepted due to international trade compliance and AML requirements.
- For certain high-cost or special items, the standard 30% deposit + 70% balance does not apply. Full prepayment is required:
- Extra-thick(1μm-3μm)plating: Increased plating cost; prepay before plating.
- Precious gemstones: Rare/high-value stones; full cost prepaid.
- 925 silver or other precious metals: Full material cost prepaid before production.
- Supplier payment assistance: If we pay your supplier, a handling/service fee applies.
4. Flexible terms for long-term partners
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
For repeat B2B clients, we offer:
5. Payment for sample orders
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
- Full prepayment for the sample fee and Mold Fee via Alipay, WeChat Pay, PayPal, or Credit Card.
- Sample cost is usually non-refundable, and may be deducted from the bulk order if agreed
Process & Timeline
1. Payment confirmation & required documents
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
Please send the bank slip or payment screenshot by email only to our sales team.
We will confirm receipt by email within 1–2 business days.
Required details: payer name, amount, date, beneficiary, and bank reference.
Security & Risk Control
1.How do we ensure payment security?
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
To protect your transactions, we follow a strict security protocol:
- Small-Scale Testing: For your peace of mind, we recommend conducting a small-amount test transfer before processing any large-scale payments.
- Official Communication: All payment details are sent exclusively in PDF format via our official corporate email. We do not provide account information through any other channels.
- Verified Accounts Only: Payments via PayPal, WeChat Pay, or Alipay must originate from your registered company or authorized internal accounts. Third-party payments are strictly prohibited to ensure trade compliance.
- Email Confirmation: You will receive a formal payment confirmation email from us once the funds are successfully received.
Special Circumstances
1. What is your policy for order changes or cancellations during production?
2.Overdue balance payment
3. Can urgent orders be shipped before payment?
Note: Third-party payments are not accepted due to international trade compliance and AML requirements.
For urgent cases requiring shipment before payment:
4. What is the refund policy and ratio if I need to return goods after receipt?
For the detailed Return & Refund Process, please refer to:
Below is the Refund Ratio Reference, applicable to all custom fashion jewelry OEM/ODM orders:
Important Notes:
- Refunds are processed only after responsibility is clearly determined.
- Approved refunds are returned to the original payment account unless otherwise agreed in writing.
5. Do you accept third-party payments?
Third-party payments are NOT accepted.
To comply with international trade compliance y anti-money laundering (AML) regulations, the entity placing the order must be the same entity making the payment.
Payment Principle: The entity placing the order must be the same as the entity making the payment.
If a third-party payment arrangement is used and we do not receive the payment, all related risks and liabilities shall be borne solely by you. We shall not be held responsible for any loss, dispute, or compensation arising from such circumstances.
Why third-party payments are not accepted:
- AML and CFT compliance requirements
- Strict bank scrutiny on cross-border transfers
- Ensures transaction traceability
- Maintains consistency among the invoice, contract, and payment entity
Special Circumstances:
If payment must be made by a related company due to internal financial arrangements, provide:
- Proof of relationship (business license, shareholding structure)
- Authorization letter (with official seals)
- Explanation letter
Compliance review takes approximately 3–5 business days before approval.
Need tailored payment solutions for your B2B fashion jewelry OEM/ODM orders?
Contact us today to start your project with confidence, streamline payments for bulk fashion jewelry, and ensure secure, flexible financial terms for your production.